Sacco Accounting Software

A double-entry general ledger that stays balanced — with automated postings from loans, savings, M-Pesa and fees, plus the financial statements your board and auditors expect.

What is Sacco accounting software?

Sacco accounting software is a double-entry general ledger tailored to cooperatives. It maintains a chart of accounts, posts journals automatically from operational modules (loans, savings, M-Pesa, fees), and produces the trial balance, income statement, balance sheet and cash book. SaccoWorks keeps the ledger balanced and reconciles module sub-ledgers to their GL control accounts.

What's included

Double-entry general ledger
Flexible chart of accounts
Automated postings from all modules
Manual journal entries
Trial balance, P&L and balance sheet
Cash book and bank reconciliation
Sub-ledger to GL reconciliation
Financial and management reports

Always balanced

Every money movement posts a balanced journal, so the trial balance foots and the balance sheet balances.

No manual re-keying

Loans, savings and M-Pesa post to the ledger automatically — no double entry by hand.

Audit-ready

Clean statements and audit trails your auditors and SASRA reviewers can rely on.

Ready to see it on your Sacco?

Book a free demo and we'll show you sacco accounting software with your own workflows.

Book a Free Demo