Simple, Transparent Pricing
Fixed monthly plans by Sacco size — not per member. One predictable fee, a 3-year price lock, and a clear total cost. Third-party charges are always shown separately.
Find Your Perfect Plan
Use the slider below to estimate the best plan based on your Sacco's membership size.
Starter
Up to 500 members
+ from KES 100,000 one-time setup
Small & new Saccos
- Member registration & KYC
- Loan management
- Savings & deposits
- M-Pesa integration
- Basic accounting
- Bulk SMS notifications
- Standard reports
- Email support
- Setup & onboarding
- Member self-service portal
- SASRA compliance reports
- Multi-branch support
Professional
Up to 2,000 members
+ from KES 175,000 one-time setup
Growing BOSA & employer Saccos
- Everything in Starter, plus:
- Member self-service portal
- SASRA compliance reports
- Advanced accounting & GL
- KPI dashboards
- Guarantor & collateral module
- Check-off system
- Priority email & phone support
- Multi-branch support
- Custom integrations
Enterprise / FOSA
Unlimited / multi-branch
Scope-based quote
FOSA, teller & multi-branch Saccos
- Everything in Professional, plus:
- Teller, cash office & treasury
- Multi-branch support
- Custom integrations & API access
- Advanced security & audit trails
- Dedicated account manager
- Priority SLA support
- On-site training
Indicative pricing — your final quote depends on confirmed scope, member count and modules. Prefer to own the licence? Ask about our lease-to-own / perpetual option. Every proposal includes a normalised 3- and 5-year Total Cost of Ownership.
3-Year Price Lock
Your subscription rate is protected for three years.
5–10% Prepay Discount
Save on annual or multi-year prepayment.
Milestone-Based Setup
Pay implementation against delivery milestones.
Third-Party Charges Shown Separately
SMS, M-Pesa & bank fees are never hidden in the price.
All Plans Include
Every SaccoWorks plan comes with these essentials to ensure your success from day one.
30-Day Free Trial
Setup & Onboarding
Data Migration
Staff Training
Automatic Updates
Cloud Hosting
SSL / TLS Security
3-Year Price Lock
Ready to Digitalize Your Sacco?
Join over 50+ Saccos in Kenya that trust SaccoWorks for their daily operations. Schedule a free personalized demo today.